The Payments Hub for Banks and Credit Unions | Neural Payments

Offering Financial Institutions Secure, Instant Payments for Anyone, Anywhere

Neural Payments has created a best in class payments hub that offers Financial Institutions everything from peer to peer (P2P) payments to disbursements for small business (SMB) customers, and instant account funding for seamless customer acquisition, all from a single integration. Discover how we're changing Bank's and Credit Union's options for payment solutions today.

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Built for Fast Integration With the Platforms You Already Run

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See What Neural Payments Offers

P2P Payments

Instant P2P Payments

Our cutting-edge technology that enables financial institutions to facilitate seamless peer-to-peer (P2P) transactions.

Disbursements

Small Business Payments

Disbursements allows small businesses and individuals the ability to send single and bulk payments from a simple file upload.

Fraud Engine

Protect Your Customers

Fraud Rules Engine integrates with our embedded P2P solution in your digital banking experience.

Why Customers Love Our Top Rated Payments Solution

"Highly knowledgeable staff dedicated to ensuring high quality solution."

"They were amazing to work with and they were very open to our suggestions and trying to help us bring the vision we had to market."

"Thank you for listening to your partners, hearing our feedback, and taking action."

Payments Technology for Financial Institutions of All Sizes

Go Live In As Little As 90 Days

Experience seamless integration and go live in as little as 90 days. Accelerate your digital payments strategy with a solution designed to meet your needs faster than competitors.

Lower Customer Acquisition Costs

Reduce costs while enhancing your value proposition. With our “recipient first” approach, anyone receiving funds outside of your Financial Institution becomes a potential customer.

Build Digital Banking That Fits Your Customers

Customize our P2P and SMB solutions to match your FI's brand. With Neural Payments, you get a white-labeled, flexible solution that integrates seamlessly into your ecosystem.

Limit Fraud Exposure

Protect your customers and your reputation. Our advanced fraud engine minimizes risks with customizable rules, helping you safeguard transactions in real time.

What Is A Payments Hub, Anyway?

Time and again FinTechs have promised to create a truly unified payments hub, connecting all major payment networks through a single point of integration for you financial institution. In most cases, all they've done is put a wrapper on legacy systems. Learn how we've created an industry leading solution for your FI - what we call the Neural Payments Hub that unifies all payment rails. This allows your banks or credit union to seamlessly transfer funds via traditional rails, digital wallets and API based payment technology.

The Importance of P2P Payments for Fintechs

A study published by PYMNTS reports that consumers want fintechs to make money mobility a top priority—sending and receiving money through instant transfers is a top desire for them.

The Power of Branding Transactions

In the world of finance, it's a well-known fact that money comes and goes. So, why not make the most of it while it's in your hands?

Fighting Check Fraud

Risks to the consumers and businesses that use paper checks have never been higher. Despite these risks, checks are still commonly used among consumers, and as much as 42% of all B2B transactions are still made by paper checks.

FAQ

Want to know more?

What Is a Payments Engine?

A payments engine is the core technology that enables the seamless movement of money between senders and recipients. Neural Payments' engine goes beyond simple transactions, providing a fast, secure, and flexible platform that integrates seamlessly with your financial institution’s digital systems. It empowers users to send payments instantly to any bank account, debit card, or popular fintech wallet, giving recipients the freedom to choose how they receive funds—no need for a shared app or platform.

How Does Your Fraud Rules Engine Work?

Neural Payments' advanced fraud rule engine combines real-time monitoring, machine learning, and customizable rules to minimize fraudulent activity while ensuring smooth payment processing. Here's how it works:

Who Can Receive Payments?

With Neural Payments, anyone can receive payments, regardless of their financial institution or preferred platform. Recipients have the flexibility to choose where they’d like the funds to go:

This universal reach makes Neural Payments a standout solution, offering freedom and convenience to your customers while eliminating barriers for recipients.

What Payments Networks Do You Integrate With?

Neural Payments integrates with a broad range of payment networks to ensure flexibility and reliability for financial institutions and their customers. Our platform connects seamlessly with:

How Is Neural Payments Different from Zelle or Payrailz?

Neural Payments offers a unique alternative to Zelle and Payrailz by addressing common challenges financial institutions face with these platforms:

What Types of FIs Benefit Most from Neural Payments?

Neural Payments is designed to serve a wide range of financial institutions:

Whether you’re a small community bank or a large financial institution, Neural Payments equips you with the tools to thrive in a competitive payments landscape.